Axis Bank Credit Card Apply Online – Complete Step-by-Step Guide

In today’s article, we will learn how to apply for the Axis Bank Credit Card online from home. I will show you the complete live process step-by-step, so you can easily apply for this credit card without visiting any bank branch.

The best part is that once your application is approved, the credit card will be delivered directly to your home address. This card also offers several unique benefits, such as movie ticket offers, a Sony LIV subscription, airport lounge access, and many more rewards.

Let’s understand the complete application process, eligibility requirements, and benefits of the Axis Bank Credit Card.

Step 1: Visit the Axis Bank Official Website

First, open the official Axis Bank credit card application page. You can find the link in the here.

Once you click the link, you will reach the credit card application page where you need to check your eligibility.

Step 2: Enter Basic Details to Check Eligibility

To check if you are eligible for the credit card, you need to enter some basic details:

• Mobile number
• Annual income
• Date of birth
• Area PIN code
• CAPTCHA verification code

After entering all the details correctly, click on the Next button.

Step 3: Enter PAN Card Details

In the next section, you will be asked to enter your PAN Card number in capital letters.

You will also see an option to share CKYC data.

It is recommended to enable this option, because if you have already taken any loan or credit card from any bank, your existing KYC data will automatically be shared with Axis Bank. This helps in:

• Faster approval
• Minimal KYC process
• Higher credit limit possibilities

After enabling this option, click Next.

Step 4: Mobile OTP Verification

Now the system will send an OTP to your registered mobile number.

Enter the OTP and click Submit.

Once verified, you will see a list of available credit cards offered by Axis Bank.

These cards may belong to different networks such as:

• Visa
• MasterCard
• RuPay
• American Express

You can apply for any card you prefer.

Step 5: Select Axis Bank Credit Card

For this guide, we will select the Axis Bank Credit Card (RuPay version).

One of the biggest advantages of the RuPay credit card is that it can be linked to UPI apps such as:

• Google Pay
• PhonePe
• Paytm

This allows you to pay via QR code using your credit card balance, which is a great feature.

Benefits of Axis Bank Credit Card

This credit card offers several exciting benefits:

Buy One Get One Movie Ticket Offer

When you book movie tickets through the District App, you get Buy 1 Get 1 Free movie tickets.

Free Sony LIV Subscription

You receive a Sony LIV Premium subscription worth ₹1499 for free.

Airport Lounge Access

Many credit cards have removed lounge access, but this card still offers it.

You get:

• 4 airport lounge visits per year
• 1 visit per quarter

Condition:
You must spend ₹5000 every quarter to unlock the lounge access benefit.

At the airport lounge, you can enjoy free snacks, beverages, and a comfortable waiting area.

Swiggy Discount

If you use this card on Swiggy, you can get:

• ₹120 discount per order
• Up to 2 times per month

This can help you save up to ₹240 monthly.

Dining Offers

The card also provides discounts at many partner restaurants across India.

Milestone Rewards

If you spend ₹1.5 lakh in a year, you receive:

• 1000 EDGE Reward Points

These points are worth approximately ₹200 in value.

Credit Card Fees and Charges

Here are the basic charges for the Credit Card:

Joining Fee: ₹500

Annual Fee: ₹500

However, these fees can be waived.

Joining Fee Waiver

If you spend ₹500 within 45 days of receiving the card, the joining fee is waived.

Annual Fee Waiver

If you spend a certain amount annually (as defined by Axis Bank), the annual fee will also be waived.

Interest Free Period

The credit card provides up to 50 days of interest-free period.

If you pay your credit card bill on time, you will not be charged any interest.

Step 6: Fill Personal Details

Once you select the credit card, click Next.

Now you need to fill your personal details:

• Mobile number
• Full name (as printed on card)
• Father’s name
• Mother’s name
• Marital status

Step 7: Add Address Details

Next, you must enter your residential address.

Make sure the address matches your Aadhaar or ID proof, otherwise your application may get rejected.

You may also be asked to enter:

• Office address (if applicable)

If you are not employed, this section may not appear.

You will also need to choose where the card should be delivered:

• Home address
• Office address

Most people choose home address.

Step 8: Email Verification

Enter your personal email ID (Gmail or other).

Axis Bank will send an OTP to your email.

Enter the OTP to complete the verification.

Step 9: Employment Details

Next, select your employment type:

• Salaried
• Self-employed

If you are a student, you can select self-employed, as the student option is usually not available.

You may need to fill:

• Employer sector
• Source of income
• Industry type
• Company name
• Work experience
• Official email ID (optional)

Step 10: Application Reference Number

Once you submit the application, a Reference Number will be generated.

Make sure to save this reference number.

You will also receive:

• SMS notification
• Email confirmation

Step 11: Complete Video KYC

To complete the process, you need to perform Video KYC.

Axis Bank will send a verification link via SMS.

Open the link and enter:

• Application reference number
• OTP verification

Then click Start Video KYC.

Video KYC Requirements

Before starting Video KYC, ensure:

• Stable internet connection
• Good lighting on your face
• Original PAN Card available
• Camera and microphone permissions allowed

During the call, a bank representative will verify your identity.

They may ask:

• Your name
• Your location
• To show your PAN card

Once verification is completed, the video KYC will automatically disconnect.

Credit Card Approval and Delivery

After successful KYC verification:

• Your credit card will be approved
• You will receive a message showing your credit limit

The card will be dispatched via post to your home address.

You will also receive a tracking number to track delivery.

How to Activate Your Credit Card

Once you receive the welcome kit, you can activate the card using:

• SMS activation
• Phone call activation
• Axis Bank credit card mobile app

Inside the app, you can:

• Check transactions
• Pay credit card bills
• Monitor rewards and offers

Conclusion

This is the complete process to apply for the Axis Bank Credit Card online from home. The entire process is digital and very simple, requiring only Video KYC verification.

Once approved, the card will be delivered directly to your address and you can start enjoying benefits like:

• Free movie tickets
• Sony LIV subscription
• Airport lounge access
• Dining and food discounts