How to Apply for Crop Insurance Under the Pradhan Mantri Fasal Bima Yojana

Through this post, you will know what is crop insurance and how helpful is your crop insurance in Pradhan Mantri Fasal Bima Yojana. You will know about it through this block post.

In your post, you will learn more about how you can apply for crop insurance and after that you will get to know how you can apply for Pradhan Mantri Fasal Bima Yojana online, that too in process and details.

First of all, you also have the pearl of launching this government that whoever is a farmer in India, Sir, all the farmers living in India should get some financial help, if their crop is lost then they can insure it, this scheme has been brought for that.

This scheme was initiated in 2016 which is Pradhan Mantri Fasal Bima Yojana which we can say in shortcut is PM DBA which was launched in India in 2016 itself for all the people to apply through the official portal.

What is Pradhan Mantri Fasal Bima Yojana?

Pradhan Mantri Fasal Bima Yojana (PMFBY) is a crop insurance scheme by the Indian government, designed to provide affordable and comprehensive insurance cover to farmers against crop loss. PMFBY covers:

Natural Disasters: Floods, droughts, hailstorms, landslides, and other calamities

Pest Attacks: Coverage against pests that can destroy crops

Post-Harvest Losses: Losses due to calamities that occur after harvest

Yield Losses: Discrepancy in yield compared to expected production

Farmers benefit from premium subsidies on this insurance, making it affordable to a wider population.

Eligibility Criteria for PMFBY

To apply for Pradhan Mantri Fasal Bima Yojana, you need some eligibility criteria which you can see here step by step given below.

• If you want to apply for crop insurance, then you should have your own land, otherwise if you do some farming by taking someone else’s land on rent, then you can also apply for crop insurance.
• In the second step, you can apply in this, one is in monsoon season, one in winter season, which we can say in Hindi, Karib Root and Ravi Rudrabhool Keto, you can apply this PM on both these seasons. 
• You will have to submit all the documents on the given date line. Now I have told below what documents will be required to apply for crop insurance and so you can see them and keep all those documents ready.

1. Required Documents For Pradhan Mantri Fasal Bima Yojana

• First of all you will need Aadhar card which should be valid otherwise now you can take any valid ID card which can be voter card if it is yours then otherwise you can take ration card or any other deleted document to apply for insurance.
• If you have your own land then you can take the board land documents, otherwise if you have taken the release agreement then you can upload it here.
• Bank account information will have to be given in which whatever amount you get at the time of making your insurance claim, that amount will be deposited in your bank account as per your land records.
• Apart from this, you will have to collect all the information about how many acres you cultivate and what you cultivate, in which season you do it, and if needed, you will have to submit that too.

2. Register Process of Pradhan Mantri Fasal Bima Yojana

To apply for crop insurance, you can apply in two ways, one is through mobile app and the other is through the official website which we also call portal. You can apply through that, I will tell you in both, first know how to apply in the official website.

a) Online Application via the PMFBY Portal

First of all you have to go to the official website which is official website or pmfby.gov.in.

After coming to the official portal, you will see a soldier option, go to sign in and verify it by giving your Aadhaar number through OTP, after that you will be signed in.

Next time you will get an application form, you will have to give all the information asked in the application form and keep in mind that whatever star mark is there, you will have to fill the star mark compulsorily, otherwise you will not be able to proceed further.

After that you have to upload all the necessary documents here.

After all the documents are uploaded, your application form has to be submitted for review. After submission, you have to take a print out of it, it will be very helpful for you. Come later, whatever information remains like application number and insurance number, all that remains, then print it out and keep it with you.

Benefits of PMFBY

If you apply for Prime Minister Crop Insurance Scheme, then you should also know these benefits which will be very beneficial for you if you apply online.

• First of all, you will have to pay premium to everyone, which is the minimum amount you have to pay.
• The second thing is that you get a lot of high coverage which will help you if you lose any farming time and if it does not go well. If you get to see any position at the time of farming then this coverage will be of full help to you.
• Here you can directly get the money through DBT in whatever bank is linked to your account. In other words DBT means you will get direct bank transfer which will be received on your account without any problem.

Conclusion

Through this post, you will know how you can apply for Pradhan Mantri Fasal Bima Yojana and what are its benefits and what kind of money you will get in the benefits, in low cast or high cast and you do not have any loss, that is why the government has taken this step, so you must apply online in Pradhan Mantri Fasal Bima Yojana, then you will not face any problem, even if your farming gets damaged

Also Read:

• How to Apply for Grievance Request in Subhadra Yojana Application
• Apply Online Shahid Madho Singh Haath Kharcha Yojna Scholarship
• How to Link Aadhaar with DBT Online
• How to Aadhaar Seeding with Bank Account

FAQ